COPilot Membership Benefits

The COPilot program is designed to help you cover the costs associated with many aspects of owning your vehicle – not just mechanical breakdown like most extended warranties!

Scheduled Maintenance Benefits

Regular oil & filter changes and tire rotation are important parts of vehicle maintenance that can increase the serviceable life of your vehicle, prevent mechanical breakdown, and provide improved fuel efficiency. Additionally, a properly maintained vehicle with accompanying service records is more valuable when that vehicle is sold or traded.

COPilot covers (up to Agreement limits) manufacturer-recommended oil and filter changes, along with tire rotations, helping ensure your vehicle is running at peak conditions.

Even better, if you choose to use one of our Preferred Service Providers near you, there are usually NO out of pocket expenses for your scheduled maintenance benefits!

Try getting that benefit from a typical auto extended warranty!

Mechanical Breakdown Benefits

Even with proper maintenance, your vehicle can experience an unexpected breakdown. COPilot offers coverage when you need it most as your vehicle ages.

With most typical auto warranties and service contracts, coverage for mechanical breakdown is limited, decreases over time, and/or expires altogether once your vehicle reaches a certain age or mileage limit leaving you out of luck at some point!

COPilot benefits actually increase over time, and once your vehicle is covered under COPilot – you can keep your vehicle protected as long as you keep your Membership active – with no age or mileage limits!

After only six months of membership with COPilot, most components among the following component groups in your vehicle are covered:

  • Engine
  • Cooling System
  • Transmission
  • Drive Axle
  • Air Conditioning & Heating
  • Electrical
  • Fuel System
  • Brakes
  • Suspension
  • Steering
  • Electronics
  • Interior/Exterior Components

Additionally, we offer coverage for the following (for an additional surcharge):

  • Luxury Group (including factory-installed navigation and rear-view camera systems)

And after you reach Elite status (which occurs naturally after 12 months of continuous Membership OR upfront if you are eligible for and select the FastTrack Coverage Conversion Option) every major system on your vehicle is covered with the exception of certain excluded items such as belts and hoses!1

More and more people are driving their cars for longer. This type of coverage can save you thousands during the serviceable life of your vehicle! COPilot protects you from these expenses for as long as you keep coverage active with NO age or mileage limits!

When you achieve Elite status, you are also covered up to the actual cash value2 of your vehicle!

1See COPilot Membership Agreement Terms & Conditions for detailed coverage and exclusion information for all levels of coverage.
2Actual Cash Value is based on the average trade-in value as determined by NADA at the time of covered loss.

Additional Benefits for Members

As a COPilot Member, you receive many additional benefits beyond typical mechanical breakdown and scheduled maintenance benefits, including the following:

  • 24 Hour Emergency Roadside Assistance
    • Towing Service
    • Tire Service
    • Battery Service
    • Delivery Service (for fuel, water, etc)
    • Locksmith Service
  • Auto Insurance Deductible Reimbursement (up to $500 twice annually if you have a paid auto insurance claim)
  • Rental Vehicle Reimbursement & Discounts
  • Trip Interruption Coverage
    • Food & Lodging (while you and/or your family are away from home)
  • Non-Covered Service & Component Discounts (offered through our Preferred Service Providers)
  • Multi-Point Vehicle Courtesy Inspections (available through our Preferred Service Providers)
  • Fuel Savings (5¢/Gallon at all nationwide participating Gulf® and Buc-ee's® locations)
  • Annual State-Required Vehicle Safety Inspection Reimbursement (available for Elite Members only)

COPilot Silver

If your vehicle doesn't qualify for COPilot due to underwriting guidelines, or if you don't desire the comprehensive protection solution COPilot offers, you should check out our COPilot Silver Plan.  COPilot Silver is a simple version of some of the most popular features of COPilot at an exceptionally low cost, and most importantly, almost EVERY vehicle qualifies!  We even offer COPilot Silver plans for motorcycles!

As a COPilot Silver Member, you receive many additional benefits beyond typical mechanical breakdown and scheduled maintenance benefits, including the following:

  • 24 Hour Emergency Roadside Assistance
    • Towing Service
    • Tire Service
    • Battery Service
    • Delivery Service (for fuel, water, etc)
    • Locksmith Service
  • Auto Insurance Deductible Reimbursement (up to $500 twice annually if you have a paid auto insurance claim)
  • Rental Vehicle Reimbursement & Discounts 
  • Trip Interruption Coverage
    • Food & Lodging while you and/or your family are away from home)
  • PiceCheck Service (COPilot ASe-Certified Adjusters will review pending repair estimates and advise you)
  • Service & Component Discounts (offered through our Preferred Service Providers)
  • Multi-Point Vehicle Courtesy Inspections (available through our Preferred Network Providers)
  • Fuel Savings (5¢/Gallon at all nationwide participating Gulf® and Buc-ee's® locations)
Best of all, if you decide later you would prefer the comprehensive benefits of COPilot's standard coverage plans, you can upgrade for a reduced Membership Fee!  COPilot Silver is a great plan for second and third vehicles in your family that you're waiting to replace but want young drivers protected.  Plans start as low as $15 per month!

1See COPilot Silver Membership Agreement Terms & Conditions for detailed coverage.  Coverage under COPilot Silver does not include Mechanical Breakdown or Scheduled Maintenance benefits, or participation in CO$hare Reward Program.